As I looked at my debt snowball for April, I saw that I now have 4 major debts left. 2 credit cards, a line of credit and a loan.

Suddenly, I feel relief. I feel I can focus on getting out of debt and I feel like it’s way more attainable than it was before. I feel like my head will be above water soon and it fills me with joy I’ve never felt before.

For this new found focus, I give credit to the principle of KISS(Keep It Simple Stupid). KISS is a slogan that echoes around the halls of IT firms everywhere. It reminds us that complexity is the enemy and that the best solution is the one is usually the simplest.

When I used to look at the debt snowball listing, I had 8 or so debts. It was overwhelming. They didn’t even fit on one page. I had to scroll across to see them all.

But now, ah yes, now relief comes closer! Silence is near. Calm will be mine!

We should all strive for financial simplicity. Throw out the garbage. If you have too many bills, get rid of some! Pay off debts! Get rid of subscriptions you don’t pay! Be ABLE to know exactly how much money comes in and where it goes each month. Once you can recite these things with ease, you’re on your way my friend!

Good luck and let’s make out…. Err, KISS!

-MG