Better Budgeting Through Cash Flow Forecasting/Projection

One thing that I can’t stand about budget software is the categories. They import your transactions and try to automatically categorize all of your transactions. And it doesn’t work! There are too many categories, too many transactions and it’s just all too complicated. Ultimately, you achieve nothing at the end of the month and you STILL don’t know where your money goes.

I’ve started creating my own budget software that uses data that you already know to forecast your bank account balances at any given point in time. I find that this method helps you be more proactive about your expenses because you immediately see the impact of your financial decisions on your financial health.

Budget Setup

My goal is to make setup EASY. Nothing complicated. Just setup your bills and roll. Check this image for an example of how this will work:

Budget Forecasting

This is where every modern budgeting software fails miserably. They don’t let you see what’s coming, how it’s coming and how it will affect your financial situation. Sometimes you need to look to the future in order to fix the present.

Picture of a bad budget depicted by a daily cash flow forecast

Sign Up For Updates

The application is still in the works, but I’m working on it daily. So I hope to be done very soon. I encourage you to sign up for updates for the world’s only honest budgeting system.

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